About Buy & Sell Market Neighborhoods Free Guides Contact

Two Minutes, No Email Required

Am I Ready to Buy?

Answer six honest questions and get a straight read on where you stand. No pressure, no sales pitch, just a clear next step.

Question 1 of 6

Where are you with savings for a down payment?

Barely started Saving steadily, have some put away Have a solid chunk saved Fully funded and ready to go

Question 2 of 6

How's your job or income situation?

Just started something new, still settling in Steady, but less than a year there Steady for a year or two Very stable, years in the same job or field

Question 3 of 6

Do you know where your credit stands?

Not sure, haven't checked in a while Checked once, it's a work in progress Decent shape, mid-to-high 600s Good to great, 700 or above

Question 4 of 6

What's your monthly debt look like? (car, student loans, credit cards)

A lot, it feels tight most months Some, but manageable Pretty minimal Little to none

Question 5 of 6

Have you talked to a lender yet?

No, haven't gotten there Thought about it, haven't reached out Have someone in mind Already pre-approved or in process

Question 6 of 6

What's your timeline?

Just curious, no rush Sometime in the next year Within the next 3 to 6 months Ready now

0 of 6 answered

Talk it through with me Grab the free guides

Raudel Garcia

Tending Roots, Building Legacies

Serving Chico · Durham · Paradise · Oroville

REALTOR® · DRE# 02036420

eXp Realty of California, Inc. · CA DRE# 01878277

2603 Camino Ramon, Suite 200, San Ramon, CA 94583 · 888-584-9427

Equal Housing Opportunity